Netherlands Insurance, Companies & Insurance Quote

The insurance in Netherlands is well-developed with large numbers of insurers and has a range of insurance products. The two sectors of this industry handling insurance in Netherlands include the companies functioning under control laws set by the EC as well as supervised by government and the other sector deals with companies that are not under official supervision.

The third-party motor insurance is also in effect, besides insurance for hunters, workers, pension and nuclear facilities are compulsory.

Insurance types

The available types of insurances are many, but the health care insurance in Netherlands is covering large portions. The regulatory body in the insurance business is the Supervisory Authority De Pensioen & Verzekeringskamer. The companies that deal with Netherlands Insurance comprise of life insurance companies as well as non-life insurance companies.

Insurance providers

The major insurance providers in Netherlands dealing with life insurance are AEGON Leven Insurance, Nationale Nederlanden Leven Insurance, Reaal Leven insurance, Interposis BTL insurance, ABN Amro Leven Insurance, Stad Rotterdam Leven Insurance and AMEV Leven Insurance.

The non-life insurance providers in Netherlands are companies namely, Achmea Insurance, Delta Lloyd Insurance, Achmea Zorg Insurance, VGZ Zorgverzekeraar Insurance, Allianz Schade Insurance and AEGON Insurance. AECON is the largest life insurance in the world and is a good provider of investment products and services.

They focus on pensions, life insurance, investment and savings products. This group is active in accident as well as supplemental health insurance. Netherlands insurance introduced a statutory health insurance replacing the former Ziekenfonds health insurance system. The private insurance companies administer this system.

Insurance in Netherlands follows basis insurance system covering prescribed specialist treatment, general medical care, appliances like medical stockings, obstetric care and maternity, medicines and the ambulance cost or if required other healthcare transport and various forms of rehabilitation treatment like occupational or physiotherapy.

The coverage is for individuals above age 18 as well. The insurance companies offer a health care package that comes with or without own risk in different amounts such as 100, 200, 300, 500 euros. The insurance company charges low insurance fee on including risk excess in the package.

This new system of health insurance supplements the existing insurance system. The other insurance types are motor insurance, travel insurance and home insurance offered by many banks in Netherlands.