Botswana Credit Cards

Republic Of Botswana is located in Southern Africa and is a land locked country surrounded by South Africa, Namibia and Zambia. It is a flat country whose 70% are is covered by Kalahari Desert. It is a small country having a population of 1.9 million and is known for its fastest development after independence.

Botswana has become one of the fastest growing countries in terms of economy having an annual growth rate of about 9%.
For the proper and stable development of any country banks play a very important role.

There are numerous national and international banks that are found in Botswana, they Include HSBC, Standard Chartered, ABN – AMRO Bank, First National Bank, Barclays Bank etc. All these bank provides various facilities to its customer including insurance, Saving accounts, Credit and Debit card facilities etc.

There are number of domestic and international banks in Botswana which gives the facility of Botswana credit cards. It is a small and third world country but still Botswana credit cards are accepted widely all over the globe especially when they are linked with international banks.

First National bank (FNB):

First National Bank Botswana or FNB gives the facility of Botswana credit cards that is accepted globally. They give an extensive range of credit cards which are called as First credit, Silver credit, Gold credit and platinum credit. If you earn between P 30,000 and P 149,000 annually then you are eligible to apply for the First Credit and is surely the first step to your proper finance management. It also helps you to build a healthy credit score which makes you eligible to apply for home as well as car loans.

You can also apply for Silver Credit when you earn between P150, 000 and P299, 999 and for Gold and Platinum credit you should be earning at least P 300,000 and P 600,000 per year respectively. All these Credit cards give the facility of 55 days of Interest free Credit.
You can easily access you account anytime anywhere through internet banking, these cards also give you complete protection against fraudulent transactions on the lost card (if reported).

Barclay’s Bank Credit Cards:

Barclay’s is the 2nd largest bank in the United Kingdom and is well known internationally. It has one of its subsidiaries in Botswana and is fully functional. It gives number of option to select from a wide range of credit cards in Botswana offered by Barclay’s. They include.
• Barclaycard Classic.
• Barclaycard Prestige.

Both of these cards give a number of facilities to its customers as it sets their credit limit according to their financial status which gives the least possibilities for its customers to fall in a debt or bankruptcy. It also gives you the 56 days of interest free credit facility. It can be used at any ATM or retail outlet and is accepted at over 14 million outlets all over the world and provides the facility of variable repayment option that begins with a 5% and goes up to 100% of the remaining balance and comes up with low joining fees.

There are number of banks all over the country which gives the facility of credit cards in Botswana, but these two are the most preferred one’s, as they give numerous facilities to its customer when it comes to Botswana credit cards which are fully functional and are accepted globally.