Foreign Banks In India

There are over 29 Foreign Banks that operate in India.These supply different services for the customers of the Foreign Banks in India which includes credit cards, forex solutions, savings accounts & also current accounts.

We speak below about the Foreign Banks in India credit card services and the different types that are available throughout the different banks.

There is also information explaining on the procedure for applying for Foreign Banks In India credit cards and the many benefits that can be provided.

Different Types of Foreign Banks In India Credit Card Services:

Some of the more popular banks include Citi Bank, Bank of Ceylon and also Scotia Bank who offer us different types of credit cards. Citi Bank is a pioneer private bank and has many good cards to be able to choose from which includes platinum select card, citi dividend platinum select visa and also platinum select advantage credit cards.

To be considered for any of these cards you will need a social security number. There is no fees attached with these cards so prove to be very beneficial for the customers of the bank.

The Bank of Ceylon first opened its doors in 1995. And this bank has a complete list of banking and financial services for the customers of this Foreign Bank. Scotia Bank is one of the main foreign banks situated throughout India.
This bank provides medium and long term loans, credit card services, mortgages and insurance products for the customers of the Foreign Bank.

Documents You will require for obtaining credit from these Foreign Banks.

Anybody wishing to use the services of these banks will need to provide evidence that they are working where applicable which includes an up to date wage slip.

They will also need a copy of their address proof which includes a photograph, PAN card and also the last three months bank statements should also be submitted along with the loan application.

You will be sent out a bill every month for your credit card account and this will show of any transactions that has happened over the last month and it will also inform you of when your payment should reach the bank.

It is paramount that you pay this within the time specified to avoid any unnecessary charges.

There is also a website of these Foreign Banks in India where you can download application forms and get any relevant information relating to the services that you wish to use.

There you will also find the appropriate telephone numbers to contact the relevant banks of your choice where you can discuss your application or any concerns or queries that you may have.